Loan Options

Conventional Fixed Rate 
Western Vista offers a fixed rate Conventional mortgage. Conventional Mortgages are underwritten to guidelines offered by Fannie mae or Freddie mac. These loans are used for purchase, refinance, and investment property loans. Conventional loans can be used to borrow up to $424,100 on a one unit home. Click here for more information on Conventional Fixed Rate Mortgages.

FHA loans are insured by the Federal Housing Administration. These loans are designed to help first-time homebuyers and experienced homeowners alike by providing them with a low down payment option.  FHA mortgage insurance serves as protection for lenders in the event of a homeowner defaulting on their home loan. Click here for more information on FHA Mortgages.

VA loans are a special type of home mortgage reserved for active military members and veterans. These home loans are guaranteed by the U.S. Department of Veterans Affairs and offered by participating approved lenders.  VA loans allow eligible veterans and active military personnel to realize their home buying dreams and help existing VA homeowners with money-saving refinance options. Click here for more information on VA Mortgages.

USDA / Rural
USDA loans are designed to encourage rural land development and growth in rural areas. They were long thought of as just for farmers, but the program has been expanded in recent years to give more people looking to purchase or refinance in a rural area access to the incredible benefits offered by these loans. Click here for more information on USDA / Rural Mortgages.


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